Why Banks Still Don’t Trust Ripple and XRP: A Tale of Broken Trust and Broken Dreams

It all began during a casual praise, perhaps the kind you reserve for old acquaintances: “Ripple’s regulatory endurance.” Or so the narrator thought. But then, Zschach, leaning back as if about to reveal the laws of the universe, retorted with a level of disapproval that suggested he’d just stepped in something sticky: “Surviving lawsuits isn’t resilience. Neutral, shared governance is.” The kind of doctrine that makes regulators and bankers alike adjust their monocles. He scoffed at the idea that a single firm’s good rapport with watchdogs could ever be true compliance. “It’s about an entire industry agreeing on shared standards,” he wrote, as if quoting from an ancient scroll-perhaps to remind us that no one person’s opinion should control the entire market’s fate.






