Darling, gather round! SoFi, that darling fintech with a national bank charter, has decided to let its Yanks dabble in the crypto craze-all within the confines of their oh-so-chic app. Announced on the 11th of November, 2025, no less, the company promises a smorgasbord of tokens, including the ever-so-predictable Bitcoin, Ethereum, and Solana. How utterly now of them! đź’Ž
SoFi: Where Banking and Crypto Waltz in Perfect Harmony
According to SoFi’s investor release-a document dripping with financial gravitas-some 12.6 million members are already sipping their martinis while using its products. The crypto feature, my dears, will roll out in phases, like a well-choreographed ballet, over the next few weeks. 🩰
And here’s the kicker: members can flit money from their SoFi checking or savings accounts directly into crypto trades without the bother of opening a separate account. How convenient! 🤑
SOFI BANK LAUNCHES CRYPTO TRADING & XRP CHAINLINK ETF NEWS!
WATCH #crypto #cryptonews #bitcoin #sofi #bank #xrp #chainlink #etf #thinkingcrypto
– Tony Edward (Thinking Crypto Podcast) (@ThinkingCrypto1) November 12, 2025
“Today marks a pivotal moment when banking meets crypto in one app,” trilled SoFi CEO Anthony Noto in a press release that practically sparkled with excitement. He added, with a flourish, that it’s “critical to give our members a secure and regulated way to step into the future of money.” Oh, the drama of it all! đźŽ
And let’s not forget the waitlist promotion, darlings! Sign up by November 30 for priority, and if you play your cards right by January 31, 2026, you might just win one Bitcoin. How utterly fabulous! 🎉
Regulators and Policy: The Unseen Choreographers
Word on the street is that this timing was no accident, my pets. Federal regulators finally got their act together in 2025, providing clearer guidance. Executives pointed to a spring 2025 action by the Office of the Comptroller of the Currency, which made it all so frightfully straightforward for banks with national charters to offer crypto and blockchain services. How thoughtful of them! đź“ś
SoFi, ever the trendsetter, highlights a survey finding that about 60% of its crypto-owning members would prefer to keep their assets with a licensed bank rather than a crypto-native exchange. Trust and ease, darlings-it’s all about trust and ease. 🏦
Plans Beyond Trading: SoFi’s Grand Ambitions
But wait, there’s more! According to Noto, SoFi isn’t stopping at mere trading. Oh no, they’ve got plans for a US-dollar stablecoin, crypto-enabled remittances on blockchain rails, and even ways to fold crypto into lending products. How ambitious! 🚀
The company also noted-with a smug little smile, no doubt-that it raised its full-year profit forecast after strong third-quarter results. This, my dears, gives them the room to push into new services. 🌟
Analysts, those ever-watchful creatures, predict that banks and fintechs will be observing with bated breath. Some may try to copy this one-app approach, while crypto exchanges will no doubt tout their features and fees. Adoption, however, won’t be automatic. Crypto is volatile, after all, and those assets? Not FDIC insured. SoFi makes that clear, darlings-no need to clutch your pearls. 🦋
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2025-11-12 18:45