🤑 Stablecoins: $4 Trillion by 2030? Citi Says “Why Not?” 🌪️

by

Finance

Behold, the Farce of Numbers:

  • Citi, in its infinite wisdom, prophesies a stablecoin issuance of $1.9 trillion (base case) and a ludicrous $4 trillion (bull case) by 2030. 🧙♂️
  • Stablecoins, those digital phantoms, could allegedly support $200 trillion in transactions. Because why not? 🎭
  • Bank tokens, the new pretenders, may usurp stablecoins as corporations crave the iron embrace of regulation. 🏛️

Ah, the stablecoin market! It expands like the tormented soul of a man who has lost his purpose, yet clings to the illusion of progress. From $200 billion at the dawn of 2025 to $280 billion by Thursday-a mere blip in the grand farce of finance. Citi, that august oracle of numbers, has revised its 2030 forecast to $1.9 trillion (base case) and $4 trillion (bull case), as if the future were a dice roll in a tavern of fools. 🕰️💸

If stablecoins were to circulate with the velocity of fiat-that ancient relic of trust-they could support $100 trillion in annual transactions by 2030, or $200 trillion in the bull case. Citi dubs this blockchain’s “ChatGPT moment,” as if comparing the divine agony of human creativity to the cold mechanics of code were not blasphemy. 🤖✨

Yet, lo! Stablecoins may not reign supreme. Bank tokens, those tokenized deposits, could surpass them, driven by the corporate thirst for regulatory safeguards, real-time settlement, and the illusion of compliance. A modest migration of traditional banking rails on-chain, Citi whispers, could push bank token turnover beyond $100 trillion by decade’s end. 🏦⚖️

And what of the U.S. dollar, that omnipresent specter? Most on-chain money remains dollar-denominated, fueling demand for Treasuries, though Hong Kong and the UAE emerge as playgrounds for experimentation. The dollar, like a stubborn ghost, refuses to yield its throne. 🇺🇸👻

Citi, in its final act of wisdom, frames the rise of stablecoins not as a battle to dethrone banks but as a reimagining of financial infrastructure. Stablecoins, bank tokens, CBDCs-each shall find its niche, like actors in a tragicomedy. Yet, who is the audience, and who the fool? 🎭🤡

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2025-09-25 21:24